Debt-Free Plans.
Life Insurance.
Annuities.

One trusted partner to help you eliminate debt, protect your family, and build guaranteed retirement income — all tailored to your life.

10+
Years Serving NC

5 Star
Client Rated

3
Core Services

*Eliminate Debt in 5 - 7 Years

*Life Insurance

*Guaranteed Retirement Income

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*MISSION BEFORE COMMISSION *NO PRESSURE CONSULTATIONS *A RATED CARRIERS *LICENSED IN NC

What we Offer

Three Pillars of Financial Security

Whether you want to break free from debt, protect your loved ones, or ensure you never outlive your money — we have a plan built for you.

Debt-Free Plans

Eliminate your mortgage and debts in as little as 5–7 years — without refinancing or extra income.

Mortgage elimination strategy
Personalized payoff roadmap
Money Max Account system

Life Insurance

Term, Whole Life, and IUL from financially strong carriers — matched perfectly to your needs.

Term Life (10–35 years)
Whole Life with cash value
Indexed Universal Life (IUL)

Annuities

Guaranteed income for retirement you can never outlive. Protect your savings and grow confidently.

Fixed & Indexed Annuities
Lifetime income riders
Tax-deferred growth

Eliminate Your Debt in 5 to 7 Years

Most families pay off a 30-year mortgage in 30 years. Our proven system dramatically accelerates payoff - without refinancing, extra jobs, or lifestyle changes.

Free Financial Analysis

We map your income, debts and cash flow into a personalize roadmap.

Implement the Strategy

The Money Max Account guides you step-by-step with zero guess work.

Watch Your Debt Disapprear

Most clients eliminate all debt including mortgages in 5-7 years.

Income You Can Never Outlive

An annuity is one of the only vehicles that guarantees you income for life - no matter how long you live.

Fixed Annuities

Guaranteed, predictable interest rate with zero market risk. Perfect for stability.

Fixed Index Annuities

Market-linked growth with a 0% floor. You can never lose principal to downturns.

Lifetime Income Riders

A guaranteed paycheck for life - even if your account value reaches zero.

Tax-Deferred Growth

Your money compounds faster without being taxed each year.

LIFE INSURANCE

Coverage for Every Chapter of Life

We don't do one-size fits-all. We match you with the right carrier and policy at every stage.

AFFORDABLE COVERAGE

Term Life Insurance

Simple, affordable protection for 10-35 years. Ideal for young families and income replacement.

LIFETIME + SAVINGS

Whole Life Insurance

Permanent coverage with guaranteed death benefit and growing cash value you can borrow against.

FLEXIBLE GROWTH

Indexed Universal Life Insurance

Market-linked growth with downside protection. Flexible premiums and powerful cash value engine.

LIVING BENEFITS

Living Benefits Riders

Access your death benefit while alive if diagnosed with a critical or terminal illness.

CLIENT REVIEWS

Real People. Real Results.

"Cheenou is very insightful and knowledgeable. He stayed in communication with me throughout the process and took the time to go through and explain each illustration and policy. He did not try to push me into buying anything I didn't want and was open and honest."

- Vu V.

"Cheenou is very knowledgeable and professional! He was quick and responsive from start to finish and best of all, had the best rates that I was looking for. Highly recommended!"

- San Y.

Cheenou was very knowledgeable, professional, and helpful in answering all our life insurance questions. If you're looking and shopping around give him a call. Unlike other agents, Cheenou doesn't pressure you into buying a policy that you're not ready for which I find is important while you're shopping.

- Xtina V.

"I’ve shopped with many agents and companies. So far Cheenou was able to explain everything clearly and the rates are phenomenal. Highly recommended."

- Linda L.

"Alpha Financial Group, LLC is an exceptional business that specializes in life insurance. Led by knowledgeable and experienced professionals, this company provides top-notch services and reliable advice to all its clients. I highly recommend this business to anyone looking for life insurance solutions. Their attention to detail and commitment to customer satisfaction are truly impressive. If you're in need of life insurance, look no further than Alpha Financial Group, LLC."

- Jim L.

"Trustworthiness, integrity, and expertise: exactly what I was looking for. Perfectly aligned with my believes and expectations. Thank you!"

- Paul R.

"Cheenou is helpful, knowledgable, and always offers me with a different perspective. He has always been a great resource and the go-to-person for me. I highly recommend Cheenou."

- Shiv S.

"Well versed in the insurance game. Cheenou Yang is an asset to his profession."

-Stephen K.

10+
Years in
Finance

MEET YOUR ADVISOR

Cheenou Yang

Cheenou has been in the financial industry since 2013. His largest motivator was seeing firsthand how many of his friends and family lacked knowledge about the financial tools that could truly benefit their lives.

Today, he serves families across North Carolina with debt elimination programs, life insurance solutions, and annuity strategies — always putting education and transparency first

Let's help you find the right policy for your needs.

Get A Quote Today!

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Debt-Free Plans. Life Insurance. Annuities.

10+ Years Serving NC

5 Star Client Rated

3 Core Services